Broker Check


Tuesday, January 15, 2019

Attached is First Trust economist Brian Wesbury's assessment for the 2019 economy, His view is in contrast to all the doom and gloom being...


Monday, January 7, 2019

An apropos NY Times article regarding how to react in a falling market...article What Should You Do About a Falling Stock Market? Nothing Ted


Wednesday, January 2, 2019

Please find the article Hospitals Push Doctors To Keep Referrals In-House, explaining that since the advent of hospitals buying out Doctors practices the hospitals are pressuring the Doctors to refer patients to the hospitals...


Friday, December 21, 2018

Needless to say, the last 3 months the stock market has not been very pleasant, an obvious understatement. The normal reaction is some degree of fear. Fear usually precipitates one of two responses, fight or flight. Fight is not an...


Tuesday, November 6, 2018

A look at the vital statistics which in the final analysis eventually drive the market. Click to read: The Plentiful Job Market Ted


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Tuesday, September 25, 2018

I am often asked by clients why are bonds part of the portfolio mix, especially when the equity market is doing so well? My quick answer is that it buffers a major market drop and is ballast for a ship in rough seas. The attached...


Friday, September 7, 2018

Today’s Wall St. Journal has what I consider an interesting article on the characteristics of the different generations and what influences affected how they function and behave. Helps explain many of the phenomenon we witness...


Thursday, September 6, 2018

Brian Wesbury gives his impression of how the US economy is faring. Click to watch video Economic Commentary 101


Tuesday, August 21, 2018

The question of does it make sense to convert a traditional IRA to a Roth IRA comes up frequently. The attached article,When to Ignore the Crowd and Shun a Roth IRA , spells out when a conversion to a Roth IRA is not beneficial. Ted


Thursday, August 2, 2018

The attached article, Morgan Stanley Seeks to Manage More of Its Clients’ Wealth , explains why I steer clients and prospects away from the big name brokers to act as their retirement financial advisor as they constantly concur...


Tuesday, July 10, 2018

The attached article ( A Brief Introduction to Trade Economics) by Princeton professor Alan Blinder regarding the fundamentals on trade deficits and why they are not necessarily a negative for the US. It simplifies a complex subject...


Thursday, June 28, 2018

Tariffs have received a great deal of media coverage as of late, especially with regard to the US/China tariffs. The attached article No More Kid Gloves gives a better idea of the impending impact potential tariff skirmish and how it...


Tuesday, June 26, 2018

A recent Wall St Journal article (Click link ...Least Prepared in Decades) expressing that the current group of folks at retirement age are ill prepared financially. A scary and depressing thought. Fortunately, none of my clients in...


Monday, June 25, 2018

Some interesting statistics on aging of America and its impact on retirement programs. Growth in Retiring Baby Boomers Strains US Entitlement Programs Ted


Thursday, June 14, 2018

The attached commentary, click here, by Brian Wesbury, chief economist at First Trust refutes the prognostication by former Fed Chairman Ben Bernanke of a possible recession in 2020. Wesbury is a very level headed economist who is not...


Tuesday, June 5, 2018

With all the negative news in the media, Jobs, Jobs, Jobs indicates major job boosts are ongoing. Ted


Friday, May 18, 2018

Note: an overview of the jobs market which is more factual than most you read in the media. To read the entire article: Labor Market Strength Ted


Tuesday, May 1, 2018

The concern over the 3% 10 year treasury note yield has been has been heightened recently as it relates to an inverted yield curve which in some past instances proceeded economic slowdowns. The attached article, 3% - Why It Doesn't...


Tuesday, April 17, 2018

Among other subjects, international trade seems to be in the news a great deal recently with the advent of the tariff battles which may be put into place. A great deal of saber rattling in this regard, but none have gone into effect as...


Tuesday, March 27, 2018

Westbury looks at the 4 pillars effecting volatility, a more rational approach. Ted


Friday, March 23, 2018

Needless to say the market is in volatile times. The attached video, Don't Fear Volatility, explanation from Brian Westbury, helps us in keeping our eye on the ball when it comes to investing. Westbury extracts the emotion which is the...


Tuesday, February 13, 2018

The attached article, This is Just a Correction by Brian Westbury addressing the market correction issue, is a very sound look at the past 2 weeks of volatility. Mr. Wesbury is a very level headed economist who looks at the factual...


Friday, February 9, 2018

In my prior blog you may recall I stated that market volatility over time has been the norm. The attached chart Intra-Year Pull Backs validates this assertion. The yellow dots per year represents percent the market was down at some...


Thursday, February 8, 2018

This attached article, A Warning Sign Behind the Market Swing, should help assuage the emotion that is driving the market volatility . As usual, the media stirs things up needlessly to get attention via increased readership and...


Thursday, January 25, 2018

Several of my clients have expressed concerns about the long run up in the market since 2009, a legitimate matter. How to Invest in an Overpriced World is an article from Burton Milkier, the former Princeton professor, which precisely...


Tuesday, January 9, 2018

This is a very revealing article on track record investing based on one year returns of actively managed mutual funds. It is a lesson in futility and can cost you dearly. Ted


Wednesday, November 29, 2017

The attached article sums up the results of the Black Friday and how it meshes with the overall economy. Click here to read: Consumer Fundamentals Are Strong


Wednesday, November 29, 2017

The attached article sums up the results of the Black Friday and how it meshes with the overall economy. Click here to read: Consumer Fundamentals Are Strong


Monday, November 27, 2017

Many of you ask me the purpose of bonds in a portfolio. The attached, bond performance over the last 90 years in severely down markets as an offset to major stock market plunges succinctly explains my rationale for including bonds(no...


Monday, September 25, 2017

A little different take on the "Amazon Phenomenon" ...Read the entire article Amazon Takes Over


Monday, September 25, 2017

Some of the factors impacting the “right” age to retire. Read the entire article Age to Retire


Friday, September 22, 2017

More tips on dealing with Identity theft breaches Click article to read more: ID Shield Tips


Wednesday, September 13, 2017

A more up to date information on the Equifax breach. A realistic and succinct article on what to do regarding this breach. The pros and cons of putting on a freeze on your account, costs and followup protocols. Click WSJ Equifax...


Monday, September 11, 2017

The breach of Equifax information probably affects most as 143 million accounts have possibly been compromised. The attached article gives a good explanation on precautions to take...Click here for the entire article: Equifax Breach


Friday, August 18, 2017

Several of you have been asking about a prognosis on where the US economy goes from here. Attached is a WSJ article by Alan Blinder an economics professor at Princeton Univ. with his take. I tend to agree with his assessment as opposed...


Wednesday, July 26, 2017

Recently there has been a great deal of scare copy regarding the advent of robots and artificial intelligence and its impact on jobs in the future. The attached article puts matters more in perspective...Click Don't Fear the Robots to...


Monday, July 24, 2017

Recently there has been a great deal of discussion about Medicaid. The attached article best and most succinctly explains the primarily functions of the program. This is strictly informational and does not represent my position on the...


Thursday, June 22, 2017

A lengthy, though very fascinating article regarding car ownership for the future...CLICK HERE to read the entire article.


Tuesday, June 20, 2017

Note: An unemotional look and interpretation of the history of international trade and why some changes may be justified from Wilbur Ross, Sec’y of Commerce, and in my view the most stable, capable and informed member of the...


Monday, June 12, 2017

Note: A WSJ article on how best to use a financial coach. The last paragraph says it all! Click Here to read the entire article


Tuesday, June 6, 2017

Another article showing the futility in active portfolio management(stock picking and market timing) attempts to exceed the performance of passive management using index funds and ETF index oriented funds. The few active managers who...


Thursday, May 18, 2017

The attached article, Amazons 49,000% Gain illustrates the futility of stock picking. It is a total crap shoot wherein you lose in the long run.


Monday, April 17, 2017

The attached is a simplified explanation of Variable Annuities, part 1 of a series of 3. It is a very understandable explanation of a very complex product (purposely so in my view, to confuse). Please understand I in NO WAY endorse...


Monday, March 27, 2017

Hello, John Bogle is the father of index investing and in my view one of the contemporary sages of long term investing. I use a great deal of his investment philosophy in how I allocate your funds. It is a very simplistic approach yet...


Thursday, March 16, 2017

Hello, Take a look at the new website for It tells the complete story of the value added for having me as your retirement planning coach and the service level I provide for life’s transitions as you...